The 2008 financial crisis was ripe for a meltdown since those most literate with the world’s financial laws and limits were accomplices in the damage. An obscure and unquestioned governance system was the ideal setting for public negligence and private greed. 2008 proved that banks are not “too big to fail.” The regulators and traders skirted responsibility and hit a windfall, while about 10 trillion dollars was taken from people’s financial assets. The system crashed, the banks failed their customers, and yet in 2017 it is still business as usual. In 2017 we should be wondering about the Great Lakes: will they crash as well?